Showing posts with label money management. Show all posts
Showing posts with label money management. Show all posts

Friday, March 23, 2012

It Is What It Is- BFF 178




       On the weeks of the small paychecks you simply can’t pay everyone that thinks they need paying.  You pay the bills that take top priority and let the others slide, buy groceries, and put a little go-go juice in the vehicles.  The thing about bills is no matter how much the bill collectors hound you and claim that if you don’t make the payment today over the phone, the world won’t come to an end if you don’t.  We get paid on Fridays.  It doesn’t matter if you call me Monday, Tuesday, Wednesday, or Thursday.  If you didn’t get paid the previous Friday, it is not happening this week.  When I get the money, you get the money.  It is what it is.


        I have always had a home phone until recently.  Then I realized that the only people that ever call on the home phone are telemarketers and the occasional bill collectors.   In other words, the only people who actually ever called the house phone were those that I really don’t give a rats a$$ if I ever talk to.  So in the grand scheme of things I decided that I really didn’t need a home phone so I canceled it.  On the same line of thinking I figured out I didn’t have to pay over $250.00 a month to have a cell phone with unlimited everything.  We got Straight Talk pay as you go android phones that do absolutely everything my high priced T mobile phone could do and pay a jaw dropping $45.00 a month per line.  That is only $90.00 a month for unlimited everything!!  Ka-ching!  I can just hear all the money I am saving!!    Why pay more??  In the price wars, you lose T mobile!!  It is what it is.





     Although I am trying to lose weight, I accept the fact that it will be a rough and tough battle.  Although when I look in the mirror I see a woman the size of a barn, I am always happy when I see people bigger than me when I am out and about.  I know I am not a skinny Minnie, but if you don’t like the way I look you can look the other way.  I am a work in progress!!  It is what it is.  




     Even though my husband is quite vocal about his hatred of cats, I like them.  I put up with his dogs and as long as he is married to me and I have breath in my body he will put up with my cats.  I have seen him sneaking around petting cats when no one is looking, so he fools absolutely no one.  For all his blustering about, he is gone more than he is not so if I want cats I will have cats.  It is what it is.
     


      I keep to myself, am not afraid to speak my mind, and will fight for my husband and kids.  I am loyal to those I love and to my friends.  I am gifted in the fact I can usually find something amusing in just about every situation.  You will never have to guess what I am thinking because I tell it just like it is and rarely sugar coat things.  I am what I am and it is what it is until next time when I give you another glimpse into the life of a trucker’s wife.


Friday, December 2, 2011

Sister Gets Her Own Place

Post contributed by Josue Durham

     My sister just moved into her own place and loves it. To be honest, I never thought this day would come. My sister is the worst person at money management. She spends money as quick as she gets it and I never thought she would save enough to have her own place. However, I have been very pleasantly surprised. She did a lot of research and found a very affordable apartment. She even looked at http://www.shopelectricityratestexas.com/ for affordable rates.

     She made sure she was getting the best price on everything she had installed. She even showed me her budget. I didn’t even know my sister knew what a budget was. To make it even more unbelievable, she actually ended up under budget. A girl who spent every pay check she got is now saving money and living on her own. I guess she is an example that people do change. I am so proud of her and only wish I had been more supportive and helpful in the past. Then maybe she would have made this change a lot sooner.

Wednesday, November 30, 2011

Before I Kick the Bucket List

     Have you ever sat down and thought about what you wanted to accomplish before you kicked the bucket?? Would you like to go skydiving, ride a bull, climb a mountain, love deeper, and try to make peace and forgive those you hadn’t before? Seeing my mom die at the age of 51 and my dad at 65, the ole bucket list has a little more meaning for me because mine includes all the things that the two of them missed out on through no fault of their own. It woke me up to the reality of how precious and short life is. If they hadn’t died so young I probably wouldn’t have had such an insight into this topic and realized that a lot of what is on my own bucket list was on theirs as well. I want to live each day knowing that maybe not today, but maybe tomorrow I can!

        I want to see both my kids grow up, marry, and have kids of their own settled and happy. I want to enjoy the overwhelming happiness of being the mother of the bride and groom. I look forward to gaining another son and daughter on the day of their marriages and welcoming them with open arms into the family. I want to hold each of my grandchildren, cherish them, and spend as much time with them as I can. Ideally I would love to see them grown and married pursuing their own lives with vigor. I want to see all the little things that matter most, and be there for the special moments of their lives from graduations to weddings. I want to be there to celebrate with them and comfort them in their times of sorrow. I want my kids, their significant others, and my grandkids to congregate at my house for good ole fashion family reunions filled with laughter and tons of food at every major holiday. I want them to never doubt for one millisecond how much I truly love them.


     I would like to see a day when all the bills are paid up to date and I still have money in my pocket. Even though I know my bill collectors wouldn’t know how to act if they couldn’t harass me for money, I might just miss telling them when they threaten collection that I’ve been there and done that. It would be a hardship for them not to have the privilege of winning a free bushel of horse $hit for their trouble or the pleasure of me encouraging them to kiss it. I wish a day would come when my husband wouldn’t have to work so hard, and I could spend most of my days at his side. I would give anything if he could be home more and we still would be able to pay bills and enjoy life. That doesn’t figure in very well when you are paid by the mile and you love to drive a semi truck. If that truck isn’t rolling, there is no money to be had.

     I want to be able to explore the world with my little family. If not Europe and the Caribbean, then Disney World and some of the great travel hot spots in the United States. I want to be able to use my camper as a means of lodging while we travel cross country exploring all the beauty I can find. Since I haven’t been anywhere in years, going any place would be welcome. I love to explore!! I want to make memories with my husband and kids that I can cherish for the rest of my life and document in pictures.

     Most of all I want to live a life filled with laughter. Instead of my cup running over with sadness, I prefer overflowing with happiness. I would accept the daily challenge to find the blessings in each day and be thankful for each one no matter how small and insignificant. A big one on my bucket list is to know deep in my heart when I do die that my family know without a doubt how much I cherished each of them and enjoyed the wild ride of life at their side. That is all I have to say until next time when I give you another glimpse into the life of a trucker’s wife.